Providing low rate, no hassle mortgages for buying or refinancing your home
Let Colorado’s Top Rated Mortgage Broker Make Getting a Mortgage Easy
The convenience of an online lender, only with better rates and a dedicated staff of highly trained mortgage brokers to make sure your mortgage process goes smoothly.
You’re Here Because You Need a Mortgage
You may be buying a home, or you may be refinancing a home you already own.
Purchasing a home
Refinancing a home
We’re Here Because We Do it Better
Check out our plan for getting you a low rate and making the process convenient and hassle-free
Because we are the best mortgage broker Denver has to offer, we have more flexibility to find you the right mortgage program based on your unique situation and to match you with a lender that can get your loan processed and closed fast… all while saving you money.
Step 1: Fill out our 2-minute online application.
You can complete our secure application process from any computer or even right from your smartphone.
Step 2: We match you with the right mortgage program and lender.
We will go over your different mortgage options and then match you with the right lender for low rates and a hassle-free process.
Step 3: We get your loan closed quickly with a low rate and no hassle.
We will get your loan closed quickly, helping you buy your dream home or maybe save money on a refinance.
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Quickstart Mortgage Group FAQ
What is a mortgage broker?
A mortgage broker is a licensed professional who acts as an intermediary between borrowers and lenders to help facilitate mortgage loans.
How are mortgage brokers compensated?
Mortgage brokers are compensated through commission, which is typically a percentage of the total loan amount. Add – Mortgage brokers are paid by the lenders they broker loans to and the client themselves.
What are the benefits of working with a mortgage broker?
Working with a mortgage broker can provide access to a wider range of mortgage products, as well as personalized assistance throughout the mortgage process. In 2021 borrowers saved an average of $9,000 by working with a mortgage broker as opposed to working with a retail mortgage lender or bank.
How do mortgage brokers differ from mortgage lenders?
Mortgage brokers act as intermediaries between borrowers and lenders, while mortgage lenders provide funding directly to borrowers.
How do mortgage brokers find the best mortgage products for their clients?
Mortgage brokers have access to a variety of mortgage products from different lenders and can help clients find the products that best meet their needs.
How do mortgage brokers evaluate lenders?
Mortgage brokers typically evaluate lenders based on a variety of factors, including their reputation, the products they offer, and their customer service. Speed to close and minimal lender overlays are important factors as well.
What is the role of a mortgage underwriter?
Mortgage underwriters evaluate mortgage applications to determine the borrower’s ability to repay the loan.
How long does the mortgage process typically take?
The mortgage process can vary depending on the lender and other factors, but typically takes four to five weeks to complete. Quickstart Mortgage Group’s average cleat to close is 16 days.
Can mortgage brokers help with pre-approval?
Yes, mortgage brokers can assist with pre-approval for a mortgage, which can help borrowers understand their purchasing power and what type of mortgage product may be available to them.
Are mortgage brokers required to disclose all fees upfront?
Yes, mortgage brokers are required to disclose all fees associated with their services upfront, including any fees paid by the borrower or the lender.
Can mortgage brokers assist with finding mortgage products for first-time homebuyers?
Yes, mortgage brokers can assist first-time homebuyers in finding suitable mortgage products and can provide guidance throughout the home-buying process.
What are some of the most popular neighborhoods in Denver?
Popular neighborhoods in Denver include LoDo, Capitol Hill, Highlands, Cherry Creek, and Washington Park.
Are there any notable real estate trends in Denver?
One notable trend in Denver is the increasing popularity of sustainable and eco-friendly homes, as well as the growing interest in multi-generational living arrangements.
What services do mortgage brokers provide?
Mortgage brokers provide a range of services, including helping borrowers find the best mortgage products for their needs, assisting with the mortgage application process, and providing guidance throughout the mortgage process.
Are mortgage brokers regulated?
Yes, mortgage brokers are regulated at the state and national level and must be licensed in order to operate. In Colorado mortgage brokers are regulated by DORA and nationally regulated by the NMLS (NATIONWIDE MULTISTATE LICENSING SYSTEM)
Can mortgage brokers help with refinancing?
Yes, mortgage brokers can assist with refinancing existing mortgages.
What are the typical fees associated with working with a mortgage broker?
Fees can vary depending on the broker and the specific services provided, but may include application fees, underwriting fees, and origination fees. Quickstart Mortgage Group does not charge any application, origination or underwriting fees.
Can mortgage brokers work with clients who have poor credit?
Yes, mortgage brokers can work with clients who have poor credit to help them find mortgage products that may be available to them.
Can mortgage brokers help with government-backed loans?
Yes, mortgage brokers can assist with government-backed loans, such as FHA loans, USDA loans and VA loans. Quickstart Mortgage Group specializes in VA Loans.
Can mortgage brokers help with investment properties?
Yes, mortgage brokers can assist with mortgages for investment properties and second homes.
Can mortgage brokers provide advice on home buying?
Yes, mortgage brokers can provide advice on home buying, including how much house a borrower can afford and what type of mortgage product may be best for their needs.
How do mortgage brokers ensure the confidentiality of their clients' personal and financial information?
Mortgage brokers are required to adhere to strict privacy and confidentiality policies to protect their clients’ personal and financial information.
What should borrowers look for when selecting a mortgage broker?
Borrowers should look for a licensed mortgage broker with a strong reputation for providing personalized service and a track record of helping clients find the best mortgage products for their needs.
What is the average home price in Denver?
As of 2021, the average home price in Denver is around $600,000, although this can vary based on location and other factors.
How is the Denver real estate market currently performing?
The Denver real estate market has been performing well in recent years, with strong demand for homes and rising prices.
What should homebuyers consider when purchasing a home in Denver?
Homebuyers in Denver should consider factors such as location, proximity to amenities and transportation, school districts, and potential for home appreciation when purchasing a home in the area. They should also work with a knowledgeable and experienced real estate agent to help guide them through the home-buying process.
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